July - August 2009 — A Short Update about Working Capital Financing:

• It is unfortunately true that many commercial lenders have abruptly stopped all new business financing.
  

• AEX Commercial Financing Group continues to be an effective source for commercial loans, working capital funding and business cash advances.

• Because of widespread misunderstandings about the availability of small business loans, most business borrowers should have a candid discussion with a commercial finance expert such as AEX as soon as possible. Perhaps now more than ever, the practical problem-solving expertise of AEX should be considered by business owners refinancing business debt or obtaining new working capital financing.

Press Release Excerpt — AEX Commercial Loans and Working Capital Finance

AEX Issues Special Report about Worst Case Business Finance Funding Problems

A Special Commercial Finance Funding Report about avoiding worst case scenarios for commercial mortgages and working capital funding has been issued by AEX Commercial Financing Group. This AEX Special Report discusses five key situations which often produce a worst case outcome so that business owners will be adequately prepared for these serious but avoidable possibilities involving commercial loans. According to Stephen Bush, Founder and Chief Executive Officer for AEX, "The worst case scenario for commercial borrowers can be avoided. To do so, business owners need to learn about the most common worst case situations prior to obtaining new commercial real estate loans and working capital loans and then take appropriate action." The combination of the five factors noted by AEX can have long-lasting negative results for commercial borrowers if not resolved properly prior to finalizing commercial funding. AEX has also prepared separate reports that discuss each underlying factor in detail.

Please contact Stephen Bush at AEX Commercial Financing Group about this press release and working capital funding programs for businesses throughout the United States.

The Working Capital Guide

The Working Capital Guide is published by AEX Commercial Financing Group. If you have previously experienced cash management problems with a working capital advance or working capital funding (or don't want to delay your next commercial loan with avoidable problems), our unique and straightforward business financing advice can help you immediately. We have published reports which can provide working capital help for commercial borrowers. Here are a few examples of what is covered in the AEX business finance reports:

• Working Capital Cash and Credit Card Processing Options
• Commercial Finance Lenders to Avoid
• Commercial Mortgage Loans - Why Banks Say No
• Business Financing Solutions - Business Loans Without Banks
• AEX Commercial Loans to Buy a Business Opportunity
• Overcoming Difficulties with Refinancing SBA Loans
• Small Business Cash Management and Commercial Funding
• Working Capital Strategies - 10 Problems to Avoid

Our website helps us describe new working capital financing issues, but AEX cannot publish all of our commercial finance advice and updates on the “front page”. To help solve this ongoing dilemma, we encourage small business owners to contact us directly for timely long-term and short-term commercial loan advice.

The small business loan environment is changing almost daily and there is significant new information impacting most businesses. The following observation is one of several AEX comments that could easily have been originally overlooked by commercial borrowers —

What we are describing in the business finance report reflects the unethical and illegal use of someone else's credentials and original content and then presenting it as if it was written by another person who did nothing more than "copy and paste". This is now occurring more than any business owner is likely to realize. During the past several years we have seen many AEX reports, press releases and comments which were stolen and improperly misrepresented as the work of others. Our bottom line in highlighting this growing problem: we know that obtaining working capital and commercial loans in the current environment is difficult enough for commercial borrowers without also having to deal with a business financing provider whose credentials are "copied and pasted" from a reputable company.

The Working Capital Loans Guide

Excerpt from an AEX Commercial Finance Report

Avoiding Business Finance and Credit Card Processing Problems

Credit card processing and commercial finance funding strategies are closely connected in many ways that directly impact the bottom line of a business. Business owners should constantly assess the measurable working capital management improvements which will accrue to their business by successfully coordinating credit card processing and credit card receivables. Perhaps the single most important commercial financing goal for any business is to successfully meet day-to-day cash requirements. This can be an impossible task if working capital is not properly managed. Even the most successful businesses regularly need more financial resources than they can get via a traditional commercial loan. Effective use of credit card processing in conjunction with business cash advances is an increasingly critical business financing tool when a business is faced with a short-term cash shortfall. Business owners should be forewarned that there can be a substantial number of potential difficulties in coordinating credit card processing and credit card factoring. However, these potential problems are all avoidable in a prudent business cash advance program.

For more details — please contact Stephen Bush about this report or other AEX working capital financing reports.

Some thoughts about working capital loans and business cash advances from Stephen Bush, Founder and Chief Executive Officer for AEX Commercial Financing Group:

AEX has built a solid working capital financing reputation based upon candid advice for avoiding business cash advance and credit card processing problems. Our problem-oriented experience is important because working capital funding needs have become much more specialized. This AEX business finance site should be helpful to anyone needing more operating capital for their business, and we have recently added several reports which should prove to be informative resources for most business owners:

1. How to Avoid Fake Commercial Loan Articles 
2. An executive summary: Business Cash Advance and Working Capital Options
3. Using Credit Card Processing to Improve Business Finance Funding

Because these involve commercial finance funding strategies that might be unfamiliar to some commercial borrowers, please contact us directly for our assessment of how your specific business situation could be impacted by these and other complex financing issues.

The Working Capital Financing Guide

Two Excerpts — The Working Capital Journal

Please Also Visit:

AEX Commercial Loans - Business Finance

The Commercial Loans and Commercial Mortgage Loans Guide - Commercial Mortgages

AEX long-term and short-term commercial finance programs —

• Short-term small business financing
• Long-term commercial loans
• Short-term working capital loans

Commercial borrowers needing help with current working capital and business cash advance situations should contact Stephen Bush (Founder and Chief Executive Officer - AEX Commercial Financing Group) for candid and personalized advice. Please see "Contact AEX" page for mail and email contact information.

Stephen Bush — (937) 780-4030